Our commitment to you. Providing the good life for you and your family is no doubt a major goal in your life. Helping you achieve this goal with less worry and greater ease is our commitment to you.

Client Resource Center

You'll find that we can take much of the worry and stress out of your financial life.

Our qualifications:
	Over 7,000 tax returns prepared
	90+ years combined experience in finance, accounting, and auditing
	Certified Fraud Examiners
	Associate Member - Taxation Section, California State Bar
	Former Adjunct Professor-Computer Accounting, College of the Desert, Palm Desert, California
	Former Member, Technical Review Panel, California State Board of Accountancy, Dept. of Consumer Affairs
	Former Grader - AICPA Examinations Division
	Big 5 CPA firms tax experience
	Board CPA/Board Director for William H. Parker Los Angeles Police Foundation

We are ready to assist you in:

• Tax Planning and Preparation 
• Investment Review 
• Recordkeeping and Reports 
• Business Problem Solving 
• Financial and Estate Planning 

Tax Planning and Preparation
We prepare all required tax returns to assure that you are paying no more tax than necessary. Throughout the year, we monitor tax law changes that will affect you, recommend tax-saving strategies, and serve as your advocate in tax matters. Even if your return was prepared by someone else, we will be happy to review it for you - free of charge.

Good Tax Planning Ideas Almost Everyone Can Use

Click HERE to go to the IRS website for official up to the minute tax developments

Investment Review
Your investment program will be reviewed periodically to be sure you are achieving the maximum return with no more risk than you want. As you consider new investment opportunities, we will act as your sounding board and advisor. 

Recordkeeping and Reports
If you're in business and need recordkeeping and accounting systems, we can design them to fit your needs. We also prepare other financial records and reports, including reports to state and federal agencies 

Business Problem Solving
As you start a business, we can help you select the proper organizational structure and secure adequate financing. We will work with you and your other advisors to solve your business problems. You will receive assistance with loan applications, pricing, credit policies, cash flow, cost controls, and your other business needs. 

Financial and Estate Planning
Increasing your net worth is an easier task with the help of a financial advisor. We will work with you, and when appropriate your other advisors, to increase your net worth, then plan with you to minimize estate taxes. A total program including an analysis of net worth, investment review, family gifting, trusts, retirement planning, and family business transfers is available to assist you in maximizing benefits for you and your heirs. 

Here are some easy-to-use calculators. 

Do you know how much you need to set aside to fund a college education for your child?
Education Funding Calculator

How much must you save each month for your retirement?
Retirement Calculator

You can get rough answers to these and other questions very quickly by using the following calculators and making a few estimates on your part. If we can be of help or answer questions for you, please call us.

	How much house can you afford?
	Mortgage Payment Calculator
	Benefits of increasing your mortgage payments
	Prepaying your mortgage vs. investing
	The actual interest rate on a mortgage
	Simple Savings Calculator
	Simple Loan Payment Calculator
	Prepaying a loan, paying off credit card balances, etc.
	The payment needed for different loan amounts or different interest rates
	Roth vs. Traditional IRA Comparison Calculator

Please contact us for a no charge conference. We can get acquainted, and you can see if we will be a good match for your financial matters. 

Please call 1-866-571-7779 or email us if you would like to receive a FREE brochure - "Tax Guide for Recordkeeping."

Dan De Guzman, MBA, CPA
27 Galileo Drive
Cranbury, NJ 08512
Tel/Fax: (609) 918-1127
Voice Mail: (973) 809-9593
Email: DDeguz0409@aol.com